Showing posts with label Adulting. Show all posts
Showing posts with label Adulting. Show all posts

Friday, November 11, 2022

Five Adulting Purchases You Can Make Without Breaking the Bank

9:38:00 PM

 


The struggle is real when it comes to adulting. Managing one’s finances is more challenging when you know how hard it is to make money yourself. As you learn how to budget your expenses, treating yourself every once in a while wouldn't hurt.

Considering your commitment to the daily grind, you deserve to enjoy the fruits of your labor. Here are some adulting purchases you can make without going broke:

1.A laptop. While you can Netflix and Chill using your home desktop, it’s more convenient to have your own laptop so you can take your work or lifestyle interests with you wherever you go. You can work while sunbathing at the beach or shop online in the comfort of your bed.

 

2.Smartphone upgrade. If you’ve been using the same smartphone for a few years, you should treat yourself to a new unit. There are plenty of mid-range smartphone options that won’t put a dent in your wallet. They’re packed with excellent features that can make your life more convenient. Plus, you can store more photos, videos, and emails with a smartphone with a huge memory.

 

3.Electric scooter. If your workplace is less than an hour away, you can benefit tremendously from buying an electric scooter. Not only is it good for the environment, but it also makes traveling within the city so much easier. In addition, you get to save a lot because you wouldn’t have to commute or book a car so often.

 

4.A good quality mattress. Your sleep quality affects your energy levels, and where you snooze can impact how well your slumber is. If you’ve been sleeping on the same mattress since you were a teenager, you should consider upgrading to one that can give you great support and ease your back problems. It can even improve your posture over time.

5.A powerful vacuum cleaner. At the end of the day, you’d want to relax, but cleaning up your room or apartment can take so much of your time. You can save a lot of time and energy by investing in a high-powered vacuum cleaner that does the job efficiently for you. This adulting purchase is a total game-changer that’ll make your space look spick and span effortlessly.

These purchases are awesome investment pieces that can make your life so much easier. However, these are items you can’t just buy on a whim. Fortunately, GGives allows GCash users to make these purchases without hurting their wallets.

A convenient way to shop

With GGives, you can buy now and pay later for items worth up to PHP125,000 from GCash-partnered merchants, where you can also enjoy flexible installment payments with low-interest rates.

This installment option allows you to Pay Lighter with payment terms of 3,6,9 to 12 months or through 24 gives over 12 months. This means you can pay for purchases slowly every payday. You can use GGives when you pay for items in your go-to store via Scan to Pay QR code or through your favorite brand's online payment options.

“We understand how tough adulting can be, and with GCash, more Filipinos can make wise investments that can transform their lives,” says GCash Chief Customer Officer Winsley Bangit. “You don’t need to go broke to buy the things you need with GGives and our other lending products.”

Find out your GScore

To know how much you can buy using GGives, you need to verify your GScore. This score reflects your active use of GCash’s products, such as maintaining an active wallet balance, paying your bills, and using GSave, GInvest, and GInsure. Your GScore increases the more you use your GCash account, which allows you to enjoy a bigger amount you can use when paying for your desired purchases using GCash.

To find out what your GScore is, simply tap your profile, tap GScore, and a screen will pop up and display what it is.

For more information on GGives, you can explore this installment option on your GCash app or the official GCash website. GCash is available to all Philippine mobile networks and can be used wherever you are in the world as long as you have a Philippine network sim. Through GGives and GCash, more Filipinos can afford to live the lives they deserve without getting into too much debt.

For inquiries on GCash, visit www.gcash.com.

Wednesday, June 2, 2021

3 Things You Need to Know About Expenses, Mortgages, Loans, and Insurances

12:19:00 AM

 

We all came to this world bearing nothing but our skins. The only difference is the status of our family in this world. As for me, I live with simple things in life. During my toddler years, there are no disposable diapers, only the washable cloth ones. In other words, we live a simple life.

Even though life is simple still, part of our lives is complicated. An aspect that requires responsibility just like the line in Spiderman, "great power comes with great responsibility." It is indeed true, but I prefer to say that "life comes with great responsibility."

Well-off or miserable, we all need to be responsible for how we experience our lives. I remember my younger days adulting is not even a term to use but more of maturity. If you're responsible, you are becoming mature. Now, adulting is a term being used to identify your maturity.

Speaking of adulting, this comes with different responsibilities in life. One of the main aspects of being an adult is financial planning. If you know how to plan your finances, you'll eventually live your life to the fullest. With this, there are plenty of personalities who talk about planning your life and your finances. One of the well-known inspirational speakers and advocates of financial literacy is Bro. Bo Sanchez. Bo Sanchez has written several books that not only inspire but also teach about life and money. There's also Chinkee Tan, who teaches about finances also.

Life or adulting is more about expenses and a bit of fun and leisure. I remember when I was working in the corporate world, I always see deductions from my paycheck. But what's more interesting is the monthly expenses that need to be addressed, like bills, mortgages, loans, insurances, and other expenditures that can uplift your life.

Since adulting is real, I'll be sharing some of the points that I somehow understand. I'm not here to describe the details about expenses, mortgages, loans, and insurances, but the mere facts about it.

  • Expenses, Mortgages, Loans, and Insurances are not considered as expenses but as your investment. Well, for me, I thought of these as actually my investment in life. We spend money because we want to live, and having our monthly groceries is actually nourishing the body. As for the Mortgages and Insurances, we are just assuring ourselves about our future.
  • The expenses, mortgages, loans, and insurances help you understand life and its purpose. It's not always about the money but its value. That is why it is significant to learn how to compute them and calculate the money you have to pay for these expenses. Though there are available ready computations on the internet, you still need to find the right one that matches your need. As for me, I find Calculator.me practical for all my financial calculations.
  • Expenses, mortgages, loans, and insurances are to consider as experiences. As for me, I remember the times that I have to provide an amount to pay for the expenses. These are encounters in our life that teaches us to cope with the hardship of life.

These are simply guides that you can adapt and learn about adulting. Or ignore it if you want, but what's important is that you have read it. Hopefully, you learned something from it.



About Me

About me
Hi!, This is Marco a.k.a. Toto Blogger and Publisher. I created this blog to provide stories, personal experiences, entertainment, and insights on products, much better, I'm here to share and inform you (readers) on things about music, movie, food, travel, and events. You can also meet my wife on her blog www.mommysmaglife.com.


For project collaborations, product reviews, event invitations, or hotel and resort experience reviews, kindly email me at marcopolojdemo@yahoo.com.



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