In an era where the world is your workplace and adventure awaits at every turn, ensuring your safety and well-being becomes paramount. That's where SafetyWing and its flagship product, Nomad Insurance, step in as your trusted companions, offering unparalleled peace of mind for the modern nomad, traveler, and remote worker.

Flexible and Affordable Coverage

SafetyWing operates on a subscription model, providing a suite of services tailored to meet the diverse needs of today's digital nomads and globetrotters. What sets SafetyWing apart is its affordability without compromising on quality. Take, for example, their Travel medical coverage, starting from just $45.08 every 4 weeks, a fraction of the cost compared to competitors.

COVID-19 Coverage and More

In these uncertain times, SafetyWing shines even brighter with its comprehensive COVID-19 coverage, inclusive of quarantine expenses outside your home country, up to $50 per day for 10 days. Moreover, their policies offer worldwide coverage alongside limited home country coverage, ensuring you're protected wherever your journey takes you.

AIA Philippines, the leading life insurance company in the country, has just revealed that popular actress Kathryn Bernardo and her mother, Min, have joined the company as brand ambassadors.

Kathryn and Min Bernardo were officially introduced to the public through a reveal in the company’s social media assets, giving AIA followers a first peek into Kathryn and Min’s very special vlog.

The mother and daughter duo gave viewers a glimpse of their personal lives, which have not been previously shared publicly. They stopped by a local ube halaya vendor which made Min reminisce her pregnancy with Kathryn. “Not sure kung alam ninyo ito—kaya ganyan yung skin ni Kath ay dahil pinaglihi ko sya sa ube!” revealed Min. Min also shared their regular after school trips to the bookstore, where Kathryn asked her Mama to buy little trinkets, which she indulged as gift giving is one of her love languages.

I always say "Life is full of surprises, so, expect the unexpected." In today's reality, we are filled with uncertainties. We all know that life is uncertain but after the pandemic happened we've all believed that it is indeed life is uncertain. 

 

With this update, AIA Philippines customers can enlist their partners as beneficiaries of their existing and future policies, regardless of their marital status. If the customer and beneficiary are married, they would need to submit a marriage certificate or other proof of marriage to be enlisted as a policy beneficiary.

“Everyone should have the means to protect their loved ones from life’s many risks, and expressing love and responsibility to those we care about should not be limited by how we identify as people. Our promise of helping people live Healthier, Longer, Better Lives is for all,” Kelvin Ang, AIA Philippines CEO said. “With these adjustments in place, our LGBTQ+ customers can protect their loved ones through AIA Philippines’ innovative offerings.”

If the couple is not yet married, same-sex partners may still be approved as beneficiaries if declared together with family members. Those who wish their partners to be sole beneficiaries may still be allowed on a case-to-case basis, requiring documents that show proof of their relationship. Customers may inquire with their AIA Philippines financial advisor for more details.

This inclusion pertains to active policies and products to be procured by customers in the future. Hence, whether you’re a current AIA PH customer or if you’re looking to invest in the future, you can enlist your same-sex partner as a beneficiary upon submission of the requirements. With this update, protection from life’s many uncertainties is no longer limited to heterosexual partners.

This update is in line with the Insurance Commission’s affirmation that any individual, regardless of gender identity, may designate any individual as a beneficiary, subject only to certain exceptions under the Civil Code.

Life is unpredictable, and no one knows what tomorrow may bring. And AIA Philippines is committed to ensuring that a healthier, longer and better life is available to all its customers no matter what.

Click here for more information about AIA Philippines, or here to visit the AIA Philippines Facebook page, email customerservice.ph@aia.com or call (02) 8528-2000 to know more.

 

Whether it’s opening a dream business amid the uncertainties, discovering a new hobby, or engaging in charitable endeavors, life is always brighter when we have a partner who will be there for us through ups and downs. This was the inspiration behind Sun Life Philippines’ latest campaign that highlights its brand promise of Partner for Life.

 

The uncertainty amidst the COVID-19 pandemic has indeed put us all in a situation where we realized the importance of many things. One, in particular, is the value of our health. 

Filipinos who are eager to secure their health and ensure a brighter future will find an ally in Sun Life, as it launches a campaign dubbed “Partner in Health.”

Featuring Charo Santos-Concio, Matteo Guidicelli, and Piolo Pascual, the campaign consists of digital videos where they will talk about lessons from past experiences which paved the way towards their brighter future. One of these is investing in their health. The videos will be shared on Sun Life’s Facebook page (www.facebook.com/SunLifePH) and YouTube channel (www.youtube.com/SunLifePH).

Complementing the videos is “Safe Space,” a series of webinars focusing on mental health to be conducted in collaboration with the Philippine Mental Health Association, Inc. (PMHA). The pilot stream, entitled “Love 'em, Hate 'em, Stress 'em: Mental Wellness for the Family,” will be held on April 9. It will be followed by “Imperfect Balance: How Mental Wellness Bridges Work and Life” on May 14. The series will close on June 18 with “You are Worth It: Illuminating a Path towards Holistic Health.”

To make the learning series more fun and interactive, Sun Life will also engage followers of its Facebook page through bite-sized content dubbed “Mind Your Health,” which promotes holistic wellness and mental health.

Sun Life is also collaborating with education technology platform Edukasyon.ph to spread its health advocacy to the younger generation. This will be done through a nationwide awareness campaign featuring articles, quizzes, and informative social posts promoting holistic health. Learning Quests, a gamified online learning module, may also be utilized by those who wish to learn more about the topic.

Meanwhile, for those ready to own a health protection product, they may choose from Sun Life’s diverse offerings such as SUN First Aid Plus, SUN Fit & Well Advantage, and Sun ICU Protect. Those who wish to know more about these products may avail of a free consultation with a preferred Sun Life advisor or they may connect with one through www.bit.ly/advisormatch.

“As we continuously endeavor to bring our lives back to normal, let us not forget the lessons we have learned from the past two years. Our health is an important factor in securing a brighter future, and so keeping ourselves healthy is truly worth it,” says Sun Life President Alex Narciso. “It would be Sun Life’s honor to walk this journey with them. With this campaign, we are reemphasizing our commitment to be the Filipino’s partner in health.”

 

The current life situation pushes everyone and most of the companies to walk the thin line of chances and success. If you're watching Pinoy Big Brother, you can find that even they are struggling to make their reality game show be relevant for today's viewers, that is why more and more brands are pushing their limits beyond.    

Just like with our health, prevention is better than cure. One of the best ways to prevent fire and damages on properties is to be informed. This month is the season to be more aware of the surroundings and situations.  The damage of getting your house razed by fire is insurmountable; fires at home can break out anytime and anywhere and can damage livelihood, household appliances, and more. In 2018, the Bureau of Fire Protection (BFP) recorded a total of 14,316 incidents of fire from January until December.

Union is strength and coop is power, the largest cooperative insurance organization in the country, 1Cooperative Insurance System of the Philippines (1CISP) is one of the fastest-growing insurance cooperatives in the world and this is based on the prestigious International Cooperative and Mutual Insurance Federation's (ICMIF) 2018 rankings.

1CISP President and CEO Roy S. Miclat revealed this achievement during a press briefing held at the Romulo Cage in Makati City last December 4.

Published last November 20, ICMIF's Key Statistics Report surveyed its largest and fastest-growing members across product and regional line, with 1CISP among the top performers, placing 8th for fastest-growing life insurers, and 17th over all for emerging markets, at a 23.8% premium growth from 2016-2017.

out of ICMIF's network comprised of 197 members world wide, 1CISP is among only a handful of Asia-based members with growth stacking up against the international rankings.

"ICMIF is one of the industry benchmarks we hold ourselves to, as they only global representative body of the cooperative and mutual insurance sector," Miclat shared. "And their 2018 report validates the sustained momentum 1CISP has achieved," he added.

Miclat also announced that 1CISP breached the 2-billion-peso mark in terms of total assets in the third quarter of the year. The insurance cooperative registered total assets of Php2.04 billion as of end September 2018, a huge 50% growth from the Php1.36-billion asset level in the same period last year.

With this asset surge, 1CISP has outpaced the 18-20% overall growth of the local insurance industry, according to Miclat.

"1CISP, in comparison to corporate insurance counterparts, is growing at a remarkable rate, and believe it or not, this is not an isolated phenomenon in the country. It is a lot more common across the world than previously thought, with a precedent since 2007," said Miclat, citing the ICMIF outline of industry trends.

Based on ICMIF analysis over a ten-year period (2007-2017), ICMIF members not only experienced exponential growth, but also outperformed the overall insurance industry average, including non-cooperative insurers. The Key Statistics Report outlines, "ICMIF members have grown at a significantly faster aggregate rate than the global insurance market as a whole. During this 10-year  period, ICMIF members increased their collective premium volume by 39.3%, considerably greater than the total market average, which grew by a total of 16.8%."
"these numbers speak for themselves and support 1CISP's mission - a prosperous Philippines is a cooperative Philippines," Miclat stressed. "while we take pride in reaching greater heights together with our peers in cooperative insurance, we are even happier that cooperatives are getting the credit they deserve," he added.

Miclat also gave an overview of 1CISP's 2019 business forecast, projecting an upward trajectory in the wake of their 2-billion asset milestone. "cooperatives have been succeeding away from the limelight all this time, but our time to shine is now. We want to show everyone that Philippine cooperatives are making their mark both here and on the world stage, as globally-competitive organizations," he concluded.

This comes as 1CISP is injecting new vigor into the local cooperative movement through initiatives such as the 1Koop Leaders Academy, an upskilling training program for future cooperative leaders; and the Coop Kicks, a contest for young innovators and aspiring entrepreneurs to pitch their ideas on cooperative ventures. Launched at the 14th National Cooperative Summit in Davao city last October 3-5, these programs were officially kicked off, with 1CISP set to host in 2019 a tri-city HR Summit to modernize the cooperative enterprise, and a youth pitch fest, respectively.

1CISP is also sending a delegation to the biennial ICMIF Asia and Oceania Association (AOS) Seminar 2018 on December 6-7, in Hong Kong. Slated to speak and interact with youth, Miclat, with other cooperative insurance heads, will lead the Morning Meeting by CEOs and Young Attendees.

Tackling the theme "Impact of Digital Innovation," the AOS is a forum for exchanging invaluable insights, with 1CISP representing the Philippines as the champion for tech-adoption among coops and engaging the youth.

It seems that people are trying to search for their perfect match. Some of them tried different approaches in looking for that right match. Some ends up with the right one and some ends up continuously looking. In reality, looking for that right match is hard but of course you'll find it eventually at the right moment and at the right time.

Just saw this ad from one of the insurance company in the Philippines right now, Sunlife, and their tag line for this June is "Find Your Perfect Match" and since according to them June is the Financial Independence Month. So, have you found or met your perfect match?



Actually there's a saying that 'nobody is perfect', indeed it is true but most of us are striving to be perfect by having our life planned out. And that's where financial planners or advisors comes in. They give us options on what we are ought to do with our lives. Of course it helps out because you'll have someone to ask or inquire of what you must do.

Sunlife is just one of the companies that provides that option and it is up to us whether we believe in their promise or we'll just pass it by. No one dictates us but we are not getting younger and preparing for the future is just a must.

So, whatever insurance companies your planning to go with just make sure that you're wholeheartedly ready and prepared to decide. What is important is your future, our future, and most importantly your family's future.